Privacy Policy

Spectra Resort & Agro ("Spectra," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and the choices you have when you visit our website, create an investor account, or otherwise interact with our services.

By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with any part of this policy, please discontinue use of our website and services.

We collect information that you provide directly to us, information collected automatically as you use our website, and information from third parties where permitted by law.

• Account information - name, email address, phone number, date of birth, national ID or passport details, and password when you register as an investor.
• Financial information - bank account details, payment records, and investment transaction history required to process investments and payouts.
• Communication data - messages you send through our contact form, email, or customer support channels.
• Usage data - pages visited, time spent on the site, referring URLs, device type, browser, and IP address, collected automatically through cookies and similar technologies.
• KYC and compliance data - documents and information required to verify your identity and comply with anti-money-laundering (AML) regulations.

We use the information we collect to:

• Create and manage your investor account
• Process investments, payouts, and refunds
• Verify your identity and meet legal and regulatory obligations, including KYC and AML requirements
• Communicate with you about your account, investments, and customer support requests
• Send updates about new properties, investment opportunities, and company news, where you have opted in
• Improve our website, products, and services
• Detect, investigate, and prevent fraudulent or unauthorized activity

We use cookies and similar tracking technologies to operate our website, remember your preferences, and understand how visitors use our site.

You can control cookies through your browser settings. Disabling cookies may affect the functionality of certain parts of our website, such as staying logged in to your investor account.

We do not sell your personal information. We may share your information with:

• Service providers who help us operate our business, such as payment processors, hosting providers, and identity verification vendors, under confidentiality obligations
• Regulatory authorities and government bodies where required by Bangladeshi law, including the Bangladesh Investment Development Authority (BIDA) and relevant financial regulators
• Professional advisors, including legal counsel, auditors, and accountants
• A successor entity in the event of a merger, acquisition, or sale of company assets

We implement administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

We retain personal information for as long as necessary to fulfil the purposes described in this policy, comply with our legal and regulatory obligations (including record-keeping requirements for financial transactions), resolve disputes, and enforce our agreements.

Depending on applicable law, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to our legal and regulatory retention obligations
• Opt out of marketing communications at any time by using the unsubscribe link in our emails or contacting us directly

To exercise any of these rights, please contact us using the details in the Contact Us section below.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the updated policy on this page with a revised effective date. We encourage you to review this policy periodically.

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

• Email: [email protected]
• Phone: +880 1700-000000
• Address: Sukundi, Gazipur, Dhaka, Bangladesh